The popularity of earthquake resistant buildings in Turkey is one of the most encouraging reasons to buy properties in Turkey. The Turkish government is recently working to increase safety standards in modern buildings, as well as modernizing old buildings to improve them.
This article will explain important information about Natural Disaster Insurance in Turkey, the importance of earthquake resistant buildings, Natural Disaster Law in Turkey, the Compulsory Earthquake Insurance in Turkey (DASK), and the foundations for earthquake resistant buildings.
The Ministry of Environment and Urbanization issued a new regulation regarding the importance of earthquake resistant buildings in Turkey.
Moreover, a study by the government is conducted on all the materials used in these buildings to select the foundations for earthquake resistant buildings, and the directorate teams from the ministry patrol for residential and commercial projects to ensure the safety standards.
Importance of Earthquake Resistant Buildings in Turkey
In recent years, the Natural Disaster Law in Turkey of earthquake Resistant Buildings in Turkey has become an important factor before building any housing project in Turkey.
Even before investors buy a property in Turkey, one of the most important things they are looking for is those earthquake resistant buildings in Turkey, to ensure that the buildings are built in accordance with the terms of earthquake protection.
Studies in this regard confirm that the buildings that are exposed to seismic losses are due to the non-compliance of these buildings with the natural disaster law in Turkey.
The importance of earthquake resistant buildings came from those properties that remain as they are after an earthquake strikes an area.
These foundations for earthquake resistant buildings are in conformity with the research and studies that were previously conducted on the soil on which the earthquake resistant buildings in Turkey were built.
And building materials must be used according to certain foundations for earthquake resistant buildings and in accordance with some conditions.
When constructing residential buildings, they must be resistant to any earthquake, and at the same time it is necessary to ensure that the doors and windows are also suitable for any earthquake or tremors that occur after the earthquake.
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Natural Disaster Law in Turkey
It is known that the Turkish government gives great importance to the issue of disasters, and the Natural Disaster Insurance in Turkey applied in this context is the greatest evidence of this.
The Turkish government has stipulated that all apartments and shops that are rented or sold to make this insurance before using the property, and prevents many permits such as water, electricity and natural gas from being granted in these properties without the insurance against earthquakes and disasters.
The Natural Disaster Law in Turkey considers a large number of rules that increase the security of buildings during a disaster or earthquake, and classifies them among the earthquake resistant buildings in Turkey.
This Natural Disaster Law in Turkey emphasizes conducting studies on the strength of the buildings from shocks and vibrations, the resistance of doors and windows to such cases, and designing them to reduce risks during an earthquake, as well as setting high standards for preventing walls from cracking or disintegration.
After the catastrophic earthquake that struck the Marmara area in 1990, the Turkish government took some decisions and measures regarding the buildings to be constructed in the region. Among the Turkish cities on the earthquake line are Istanbul, Yalova and the Marmara area.
After this earthquake that struck the Marmara region, especially the Yalova area, the Turkish government took many measures to construct earthquake resistant buildings in Turkey up to 8 degrees on the Richter scale, while huge buildings and vital projects such as airports, bridges and metro stations were built to withstand earthquakes at 9 degrees on the Richter scale.
Foundations for Earthquake Resistant Buildings in Turkey
There are many foundations for earthquake resistant buildings and instructions directed to municipalities to apply them against earthquakes.
For example, by connecting walls with ceilings in a fixed and solid square, and in this way the earthquake resistant buildings in Turkey have strong defense against earthquakes and their side effects.
Compulsory Earthquake Insurance in Turkey “DASK”
It is an insurance that covers damage to the building after an earthquake. Notably, earthquake insurance was imposed in Turkey after the Marmara earthquake in 1999.
The government established “Natural Disaster Law in Turkey”, commonly known as DASK, as the institution that pays earthquake insurance in Turkey and is supervised by the Turkish Ministry of Finance.
So that the owner pays compulsory earthquake insurance in Turkey for the first time at the beginning of the construction of the property to obtain specific services that can only be obtained after paying the compulsory earthquake insurance in Turkey, such as electricity, water, gas, telephone and internet.
The property owner pays the compulsory earthquake insurance in Turkey annually according to a specific date determined by DASK insurance in Turkey that is paid at the banks or at the post office.
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Why is The Compulsory Earthquake Insurance in Turkey Important?
There are many essential reasons for the compulsory earthquake insurance, including:
- Ensuring the safety of the building and its resistance to earthquakes, which reduces the possibility of damage from earthquakes.
- Contributing to the repair of damages that occur after any earthquake, or any environmental disaster.
- Reducing expenses for real estate owners in Turkey when such disasters occur.
- Reducing expenditures on the state with regard to rebuilding its institutions and public utilities in case they were damaged by natural disasters.
- Contributing to raising awareness of the population about the importance of earthquake resistant buildings in Turkey.
- Increasing residents’ awareness of the importance of insurance in reducing potential damages.
What is Covered Under Compulsory Earthquake Insurance in Turkey?
This insurance covers a special type of building, which is used for commercial purposes, for example buildings and offices that are still under construction, and does not cover buildings that subject to the Public Housing Act.
Or those used for public services, and rural areas, also buildings used wholly for commercial or industrial purposes, as well as buildings constructed without an engineering plan, buildings to be destructed by licensed public institutions, or buildings that unfit the residential use.
Generally, the Compulsory Earthquake Insurance in Turkey covers the following:
- Physical damage.
- Damages to stairs and elevators.
- Earthquake damage, including fire, explosion and landslide damage to buildings.
- The costs of the partial or complete damage to the constructed buildings.
Finally, foreigners today can buy earthquake resistant buildings in Turkey without any effort, due to the imposing of this regulation by the government, as many of the recently built residential buildings are insured against strong earthquakes to ensure the safety of their residents.
Frequently Asked Questions about Earthquake Resistant Buildings in Turkey
What is DASK Turkey?
DASK is the Natural Disaster Insurance in Turkey that protects the owners of properties from financial losses occurred by earthquakes. It was imposed after the Marmara earthquake.
Does Turkey have earthquake-proof buildings?
Yes, all modern buildings in Turkey have insurance against natural disasters such as earthquakes.
Is earthquake insurance compulsory in Turkey?
Yes, the Compulsory Earthquake Insurance in Turkey is issued to cover the damages of buildings against earthquakes.
Are there any natural disasters in Turkey?
There are various natural disasters in Turkey, such as earthquakes, floods, forests fires, and landslides. That is why Turkish government put plan to reduce natural disasters effect on the residents by creating natural disaster insurance in Turkey.
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